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Chula Vista property-owners are now able to receive 0%-interest loans in order to make energy-saving improvements at their homes or businesses. Loans may be given for a variety of projects such as wall and attic insulation, water heater upgrades, solar hot water systems, efficient windows, and cool roofing. All improvements must be performed by an eligible contractor to help ensure high levels of workmanship and customer satisfaction.

Loans, which can range between $2,500 and $20,000 and have a maximum payback period of 10 years, are secured through a lien on the participant’s property. A $9.50 monthly service fee applies to all loans. Loans are available on a first-come, first-served basis.

For additional information on the City of Chula Vista’s Home Upgrade, Carbon Downgrade program or to view the “Eligible Contractor List,” please visit or call (619) 409-3893. The program is supported through the American Recovery & Reinvestment Act.

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