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Building Affordable Housing

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Building affordable housing today in California is an economically challenging endeavor that requires true public-private partnerships to overcome market forces. The Housing Division partners with lenders, developers, nonprofits, and/or state and federal agencies to expand the supply of affordable housing opportunities by providing incentives, policies and direct financial assistance. Some of the tools used include:

  • Housing Authority
  • Inclusionary Housing
  • Development Incentives 

clip_image001Housing Authority

The Chula Vista Housing Authority coordinates and administers the City’s programs for promoting balanced housing for families of all income levels. The Housing Authority often serves as the financing vehicle for the issuance of bonds for acquiring development and rehabilitating of housing. The City Council serves as the five-member Board of Directors of the Housing Authority and the Housing Advisory Commission serves as an advisory body.

With the end of California Redevelopment, the Housing Authority was authorized all duties of the former Redevelopment Agency. As part of these duties, AB 987 required that the Agency publish a listing of assisted properties.  clip_image002

Balanced Communities Affordable Housing Policy ("Inclusionary Housing")

The City’s General Plan Balanced Communities Affordable Housing Policy requires ten percent (10%) of all new residential developments of fifty (50) units or more to be affordable to low- and moderate-income households.  The goals of the Policy are to: (1) Produce affordable housing so that Chula Vista residents and persons working within the City can afford to purchase or rent decent housing; (2) Provide for low- and moderate-income housing to meet existing and anticipated future employment needs of the City; and (3) Help distribute low- and moderate-income households throughout the City. 

Download the Balanced Communities Policy Guidelines.

Multifamily Bond Program

The Multifamily Bond Program provides below-market financing for developers willing to set aside a portion of their rental units as affordable housing.  Housing staff reviews projects eligible for tax-exempt bond financing assistance and makes recommendations to the Chula Vista Housing Authority, which issues the bonds. For the Housing Authority's requirements, refer to the Authority's Multifamily Mortgage Revenue Bond Program policy.  The bonds require a minimum "A" rating, which typically is achieved by obtaining a credit enhancement offered by participating financial institutions that underwrite the project loans and guarantee the repayment of bonds. Housing bonds are attractive to investors because of their relative safety as compared to stocks and because they are exempt from some income taxes.

Development Incentivesclip_image003

Upon approval, the City of Chula Vista may provide development incentives such as modification of development standards and direct financial assistance if affordable housing is incorporated into a project:  

State Density Bonus Info
State Law
CVMC 19.90
Supplemental Application - Density Bonus

Supplemental Application - AB 2162

 Rental Housing Compliance

The Housing Department’s Asset Management team ensures that the City of Chula Vista’s/Housing Authority's Affordable Housing Projects are compliant with the terms of the loan or grant that was provided by the City/Housing Authority to fund development.

Quick Links

Interested in Developing Affordable Housing in our Community?

If you are interested in applying for financing with the City please complete the Chula Vista Affordable Housing Application.

Contact: Leilani Hines, Housing Manager
(619) 691-5263 | (619) 585-5698 |

Development Services Department, Housing Division
276 Fourth Avenue
Chula Vista, CA 91910


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