Programs for Homeowners and Homebuyers

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HOMEOWNER REPAIR PROGRAMS

Mobilehome Community Housing Improvement Program (CHIP)

chipThe Community Housing Improvement Program (CHIP) offers loan funds for eligible mobilehome owners to make health and safety related repairs.  Currently, the City offers up to $8,500 in a 0% deferred 5-year forgivable loan.  No monthly payments are required and after the fifth year of occupancy, loans are forgiven.  Eligible applicants must be living in a designated Mobilehome Home Park (MHP) zone and have income below 50% of the area median income.

Contact (619) 691-5047 to be placed on our current waiting list.

Download the full CHIP Flyer.

 

 

  

Western Chula Vista Rehabilitation Program

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The Western Rehabilitation Program offers low interest loans to single-family homeowners, below 80% of the area median income, for home improvements and energy efficiency upgrades.  Currently, the City offers a 0% or 3% deferred loan, dependent on income, for up to $25,000.  Priority is given to homes located within targeted "low income" census tracts.

Contact (619) 691-5047 to be placed on our current waiting list. 

Download the full Homeowner Rehabilitation Program Flyer.

 

 

 

 


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FIRST-TIME HOMEBUYERS 

First-Time Homebuyer Program  FUNDING NOT AVAILABLE AT THIS TIME

FTHB_000The City of Chula Vista offers gap financing for first-time low-income homebuyers to purchase eligible properties.  Currently, the City offers a deferred loan with no interest that carries shared equity for the first 15 years.  The gap financing is up to $70,000, with a cap of 30% of the purchase price for properties that do not need rehabilitation assistance. 

Download the full First-time Homebuyer Flyer.

 

 

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